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Your Trusted Team

Meet the Team

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About Ryan Mathys & Tracie Kersten

With over 50 years of combined experience and more than $500M in sales, Ryan & Tracie are known for their market expertise, straight-forward advice, and exceptional client service. Recognized among San Diego Business Journal’s Top 100 Realtors, they bring a rare blend of local knowledge, hands-on experience, and proven results.

They’ve personally bought, sold, developed, renovated, and managed dozens of properties—giving them a first-hand perspective that translates into smarter strategies and smoother transactions for their clients. From luxury coastal estates to niche neighborhood finds, Ryan & Tracie offer transparent guidance, creative marketing, and sharp negotiation skills that consistently deliver.

Clients appreciate their responsiveness, deep community connections, and ability to match lifestyle goals with the right property. Whether buying or selling, you can expect a streamlined, informed process from day one.

Beyond real estate, Ryan & Tracie are active locals—raising two daughters, enjoying beach life in Pacific Beach, and supporting community causes—making them a trusted resource for living the San Diego lifestyle.

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Ryan is one half of the husband-and-wife team behind Ryan & Tracie, based in La Jolla. With a Master’s Degree in Finance and decades of hands-on real estate and investment experience, Ryan brings a unique perspective that goes far beyond the transaction itself.

His strength lies in helping clients see the big picture—how every purchase or sale impacts not only their lifestyle but also their overall financial portfolio, tax strategy, and long-term wealth goals. Whether it’s evaluating the numbers on an investment property, structuring a 1031 exchange, or weighing the financial advantages of selling versus holding, Ryan’s consultative approach ensures clients make decisions with clarity and confidence.

While Ryan’s expertise lies in strategy and analysis, he and Tracie complement each other seamlessly—Tracie’s negotiation skills and depth of transaction knowledge pair perfectly with Ryan’s financial acumen. Together, they offer clients a well-rounded, highly informed, and deeply personalized real estate experience.

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Tracie has been immersed in real estate for most of her life and brings an unmatched depth of knowledge to every transaction. Having worked through nearly every type of market condition, she understands the nuances of buying and selling in San Diego and knows how to guide clients through the process with confidence.

Where Ryan excels in strategy and finance, Tracie shines in execution. From negotiations to inspections to the fine print of contracts, she thrives in the details that can make or break a transaction. Her calm demeanor and matter-of-fact approach give clients peace of mind, especially when navigating the inevitable challenges that arise in real estate deals.

Clients trust Tracie not only for her market expertise but also for her genuine care. She is committed to making each step as smooth and transparent as possible, always keeping her clients’ goals front and center. Her ability to anticipate challenges, think creatively, and find solutions ensures that clients feel supported from the first conversation to well beyond closing.

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Client Stories & Experiences

"A Truly Heartfelt Experience with Tracie. From the very first conversation, Tracie was more than a real estate agent—she was a guide, a listener, and a deeply caring human being. Her intuition, wisdom, and patience made what could have been a stressful home-buying process feel sacred and grounded. Tracie didn’t just help us find a house; she helped us find home. She approached our $1.1M dream property with the same diligence, grace, and devotion you’d expect on a multimillion-dollar listing. Every step reflected her professionalism, authenticity, and genuine heart for people. As an African American father, husband, and doctoral candidate in psychology working to build a new legacy of wellness and freedom for my family, I can say with absolute sincerity—Tracie helped lay one of the most meaningful stones on that path. She brought beauty, clarity, and compassion into every interaction. And beyond business, she built connection. People like Tracie remind you that heart-centered service still exists—and that some relationships go far beyond the closing table. Thank you, Tracie, for helping us open not just the doors to our home, but to a new chapter in our lives. You are a rare light in your field, and we are forever grateful."
"A Truly Heartfelt Experience with Tracie. From the very first conversation, Tracie was more than a real estate agent—she was a guide, a listener, and a deeply caring human being. Her intuition, wisdom, and patience made what could have been a stressful home-buying process feel sacred and grounded. Tracie didn’t just help us find a house; she helped us find home. She approached our $1.1M dream property with the same diligence, grace, and devotion you’d expect on a multimillion-dollar listing. Every step reflected her professionalism, authenticity, and genuine heart for people. As an African American father, husband, and doctoral candidate in psychology working to build a new legacy of wellness and freedom for my family, I can say with absolute sincerity—Tracie helped lay one of the most meaningful stones on that path. She brought beauty, clarity, and compassion into every interaction. And beyond business, she built connection. People like Tracie remind you that heart-centered service still exists—and that some relationships go far beyond the closing table. Thank you, Tracie, for helping us open not just the doors to our home, but to a new chapter in our lives. You are a rare light in your field, and we are forever grateful."
Shareef Salaam
"Tracie and Ryan are fantastic! I have sold several houses with them, and their service and attention to detail have saved me lots of trouble several times. On our most recent sale, the price we were shooting for was a stretch, but with their marketing and expertise, we were able to get offers over asking and close way sooner than expected. They are honest, very good at what they do, and good people! I highly recommend them for both buying and selling real estate."
"Tracie and Ryan are fantastic! I have sold several houses with them, and their service and attention to detail have saved me lots of trouble several times. On our most recent sale, the price we were shooting for was a stretch, but with their marketing and expertise, we were able to get offers over asking and close way sooner than expected. They are honest, very good at what they do, and good people! I highly recommend them for both buying and selling real estate."
Russell S.
"Tracie and Ryan are extremely knowledgeable. They helped us buy a house and sell two condos. They know all the right people to make sure buying and selling is made as easy as possible for their clients. They are professional, friendly and extremely helpful during each stage of both the buying and selling process."
"Tracie and Ryan are extremely knowledgeable. They helped us buy a house and sell two condos. They know all the right people to make sure buying and selling is made as easy as possible for their clients. They are professional, friendly and extremely helpful during each stage of both the buying and selling process."
Serge B.
"We can not say enough about our experience with Tracie. She went above and beyond before, during, and after we purchased our condo. So grateful to have her as our agent!"
"We can not say enough about our experience with Tracie. She went above and beyond before, during, and after we purchased our condo. So grateful to have her as our agent!"
Tamara S.
"We are delighted with our new La Jolla home. We connected in a somewhat random way by clicking on properties that were interesting. Soon, we were communicating regularly with Ryan as he selected properties that met our search criteria. Before too long, we targeted our search to La Jolla and arranged a site visit. As Michiganders, we needed some assistance to become better acquainted, and Ryan provided a custom golf cart tour that was fun and informative. We toured around a dozen unique offerings. Ultimately, we found a gem of a property in a prime location. It was above our original budget, but we stretched and decided on an all-included offer. Ryan’s wisdom about the market and seller interests helped to insure that we didn’t overpay. He and Tracie helped us navigate an amazingly hassle-free negotiation and closing process. We couldn’t be happier with the service, attitude and follow-through!"
"We are delighted with our new La Jolla home. We connected in a somewhat random way by clicking on properties that were interesting. Soon, we were communicating regularly with Ryan as he selected properties that met our search criteria. Before too long, we targeted our search to La Jolla and arranged a site visit. As Michiganders, we needed some assistance to become better acquainted, and Ryan provided a custom golf cart tour that was fun and informative. We toured around a dozen unique offerings. Ultimately, we found a gem of a property in a prime location. It was above our original budget, but we stretched and decided on an all-included offer. Ryan’s wisdom about the market and seller interests helped to insure that we didn’t overpay. He and Tracie helped us navigate an amazingly hassle-free negotiation and closing process. We couldn’t be happier with the service, attitude and follow-through!"
Glenn G.
"We purchased a home in the Allied Gardens area of San Diego, and we couldn't be happier with using Tracie & Ryan as our agents. I don't think it would've been possible without their exceptional knowledge, networking, and determination. Tracie was very dependable and communicative throughout the whole process, from seeing homes to connecting us with solid references and being well aware of what to do to obtain the house we were looking for. Thank you!"
"We purchased a home in the Allied Gardens area of San Diego, and we couldn't be happier with using Tracie & Ryan as our agents. I don't think it would've been possible without their exceptional knowledge, networking, and determination. Tracie was very dependable and communicative throughout the whole process, from seeing homes to connecting us with solid references and being well aware of what to do to obtain the house we were looking for. Thank you!"
Ryan F.
"Tracie and Ryan are a phenomenal team. They were referred to us by my mom’s agent, who retired, and I’m so glad she connected us. We worked with them on a 1031 exchange, and they made the whole complicated, crazy process as smooth as possible. We went in super nervous about how complicated the 1031 would be, but Tracie and Ryan walked us through everything and were so amazing at simplifying stuff for us and making sure we understood everything. We didn’t meet with Ryan too much after he initially talked us through some finances, but we got to know Tracie very well over the few months we worked with her, and she is just an amazing person and agent. She is such a seasoned pro that I always felt like we were in very capable hands and felt at ease with all the complexities of the real estate process. Also, she is such a fun person to chat with while touring places! I highly recommend Tracie and Ryan; you will feel at ease and cared for every step of the way. They also left us a lovely housewarming present, which was just so sweet and thoughtful."
"Tracie and Ryan are a phenomenal team. They were referred to us by my mom’s agent, who retired, and I’m so glad she connected us. We worked with them on a 1031 exchange, and they made the whole complicated, crazy process as smooth as possible. We went in super nervous about how complicated the 1031 would be, but Tracie and Ryan walked us through everything and were so amazing at simplifying stuff for us and making sure we understood everything. We didn’t meet with Ryan too much after he initially talked us through some finances, but we got to know Tracie very well over the few months we worked with her, and she is just an amazing person and agent. She is such a seasoned pro that I always felt like we were in very capable hands and felt at ease with all the complexities of the real estate process. Also, she is such a fun person to chat with while touring places! I highly recommend Tracie and Ryan; you will feel at ease and cared for every step of the way. They also left us a lovely housewarming present, which was just so sweet and thoughtful."
Julie D.
"Ryan and Tracie are not just amazing real estate agents but also amazing people. Their personal approach to the house buying process made us feel comfortable and secure in the roller coaster ride that our journey was. They were always open and honest, and we never felt dumb for asking basic questions about real estate. We were about to lose our dream house when they reached out through a connection to be able to get our offer on the table with the seller. Without them, we would not be sitting in our home right now writing this review. Thank you again, Ryan and Tracie!"
"Ryan and Tracie are not just amazing real estate agents but also amazing people. Their personal approach to the house buying process made us feel comfortable and secure in the roller coaster ride that our journey was. They were always open and honest, and we never felt dumb for asking basic questions about real estate. We were about to lose our dream house when they reached out through a connection to be able to get our offer on the table with the seller. Without them, we would not be sitting in our home right now writing this review. Thank you again, Ryan and Tracie!"
Maggie P.
"Ryan and Tracie are a terrific team. They know San Diego’s unique neighborhoods, understand market conditions, and have great relationships with all the vendors and professionals that make for a smooth transaction. They are deal makers and problem solvers, and a pleasure to work with."
"Ryan and Tracie are a terrific team. They know San Diego’s unique neighborhoods, understand market conditions, and have great relationships with all the vendors and professionals that make for a smooth transaction. They are deal makers and problem solvers, and a pleasure to work with."
Candice C.
"Ryan and Tracie were wonderful to work with. We gave them an idea of the type of property we were looking for, and they sent us a list of properties for us to choose from. They picked us up from our hotel and arranged for a viewing of the properties. Gave us great guidance in the buying process. Would highly recommend them."
"Ryan and Tracie were wonderful to work with. We gave them an idea of the type of property we were looking for, and they sent us a list of properties for us to choose from. They picked us up from our hotel and arranged for a viewing of the properties. Gave us great guidance in the buying process. Would highly recommend them."
Jeffrey S.
"Ryan and Tracie have been amazing to work with. They recently helped us find and buy a home that we're absolutely thrilled to own. They have been unbelievably patient with us - we started our relationship with them almost 10 years ago, and have been looking, on and off at various times, for the right property since then. They have always been available and responsive, and have never made us feel pressured in any way. They truly got to understand our tastes and preferences and, when the time was right for us to purchase at last, they helped to guide and advise us with absolute professionalism and care. In the end, the searching, purchase, and closing were made simple and painless for us, and we were able to genuinely enjoy the entire process. We couldn't recommend them more highly!"
"Ryan and Tracie have been amazing to work with. They recently helped us find and buy a home that we're absolutely thrilled to own. They have been unbelievably patient with us - we started our relationship with them almost 10 years ago, and have been looking, on and off at various times, for the right property since then. They have always been available and responsive, and have never made us feel pressured in any way. They truly got to understand our tastes and preferences and, when the time was right for us to purchase at last, they helped to guide and advise us with absolute professionalism and care. In the end, the searching, purchase, and closing were made simple and painless for us, and we were able to genuinely enjoy the entire process. We couldn't recommend them more highly!"
David L.
"Tracie knew what we were looking for in a new home. She was able to get us an appointment to see the homes before they had their open houses. She had a good insight of the local real-estate market. This enabled us to find just what we wanted. She has a strong work ethic and good attention to detail which made it easier for us during negotiations, inspections and closing escrow. We highly recommend her and her team to assist you."
"Tracie knew what we were looking for in a new home. She was able to get us an appointment to see the homes before they had their open houses. She had a good insight of the local real-estate market. This enabled us to find just what we wanted. She has a strong work ethic and good attention to detail which made it easier for us during negotiations, inspections and closing escrow. We highly recommend her and her team to assist you."
Douglas D.
"Ryan and Tracie are an amazing duo. So knowledgeable, considerate and appropriately aggressive on the behalf of clients. Can’t recommend highly enough."
"Ryan and Tracie are an amazing duo. So knowledgeable, considerate and appropriately aggressive on the behalf of clients. Can’t recommend highly enough."
Christian M.
"Both Ryan and Tracie were wonderful to work with. During the home buying process, Tracie went above and beyond to help secure the purchase of a dream home. Great insight on neighborhoods, friendly, and very responsive. Highly recommend!"
"Both Ryan and Tracie were wonderful to work with. During the home buying process, Tracie went above and beyond to help secure the purchase of a dream home. Great insight on neighborhoods, friendly, and very responsive. Highly recommend!"
Caley P.
"Dynamic duo. Navigating San Diego real estate is so tricky and Tracie and Ryan were the perfect guides, friends and advocates. I really appreciated how the two bring complementary skillsets to the situation. We love our new home in San Diego but if the time comes to sell or upgrade, we know who we will be calling."
"Dynamic duo. Navigating San Diego real estate is so tricky and Tracie and Ryan were the perfect guides, friends and advocates. I really appreciated how the two bring complementary skillsets to the situation. We love our new home in San Diego but if the time comes to sell or upgrade, we know who we will be calling."
Kate M.

Portfolio

  • 6424 El Camino Del Teatro Pending

    $4,299,000

    6424 El Camino Del Teatro, La Jolla, CA 92037

    • 3 Beds
    • 3 Baths
    • 2,409 Sq.Ft.
  • 3434 Crown Point Drive Sold

    $4,075,000

    3434 Crown Point Drive, San Diego, CA 92109

    • 3 Beds
    • 3 Baths
    • 2,537 Sq.Ft.
  • 939 Coast Blvd Unit 12c Sold

    $3,850,000

    939 Coast Blvd Unit 12c, La Jolla, CA 92037

    • 2 Beds
    • 2 Baths
    • 1,841 Sq.Ft.
  • 6767 Neptune Pl Unit 104 Sold

    $3,750,000

    6767 Neptune Pl Unit 104, La Jolla, CA 92037

    • 3 Beds
    • 3 Baths
    • 1,859 Sq.Ft.
  • 1243 Crest Drive Sold

    $3,590,000

    1243 Crest Drive, Encinitas, CA 92024

    • 4 Beds
    • 4 Baths
    • 3,658 Sq.Ft.
  • 855 Sapphire Sold

    $3,500,000

    855 Sapphire, San Diego, CA 92109

    • 6 Beds
    • 5 Baths
    • 3,160 Sq.Ft.
  • 2002 Montgomery Avenue Sold

    $3,150,000

    2002 Montgomery Avenue, Cardiff By The Sea, CA 92007

    • 3 Beds
    • 4 Baths
    • 2,842 Sq.Ft.
  • 7721 Ivanhoe Ave East Sold

    $3,050,000

    7721 Ivanhoe Ave East, La Jolla, CA 92037

    • 2 Beds
    • 2 Baths
    • 1,723 Sq.Ft.
  • 2826 Palomino Circle Sold

    $2,775,000

    2826 Palomino Circle, La Jolla, CA 92037

    • 3 Beds
    • 3 Baths
    • 2,164 Sq.Ft.
  • 4529 Orchard Avenue Sold

    $2,675,000

    4529 Orchard Avenue, San Diego, CA 92107

    • 3 Beds
    • 3 Baths
    • 2,345 Sq.Ft.
  • 4385 Orchard Ave Pending

    $2,649,000

    4385 Orchard Ave, San Diego, CA 92107

    • 4 Beds
    • 3 Baths
    • 2,530 Sq.Ft.
  • 8236 La Jolla Shores Drive Sold

    $2,450,000

    8236 La Jolla Shores Drive, La Jolla, CA 92037

    • 3 Beds
    • 2 Baths
    • 1,338 Sq.Ft.
  • 5450 La Jolla Blvd Unit: D101 Sold

    $2,415,000

    5450 La Jolla Blvd Unit: D101, La Jolla, CA 92037

    • 2 Beds
    • 2 Baths
    • 2,160 Sq.Ft.
  • 2265 Manchester Ave (and 2265a) Pending

    $2,199,000

    2265 Manchester Ave (and 2265a), Cardiff, CA 92007

    • 4 Beds
    • 4 Baths
    • 2,232 Sq.Ft.
  • 878 Loring St Sold

    $2,111,000

    878 Loring St, San Diego, CA 92109

    • 3 Beds
    • 2 Baths
    • 1,208 Sq.Ft.
  • 1345-47 Hornblend St Sold

    $1,925,000

    1345-47 Hornblend St, San Diego, CA 92109

    • 3 Beds
    • 2 Baths
  • 7900 Vista Guyaba Sold

    $1,905,000

    7900 Vista Guyaba, Carlsbad, CA 92009

    • 4 Beds
    • 3 Baths
    • 2,438 Sq.Ft.
  • 17145 Prado Place Sold

    $1,690,000

    17145 Prado Place, San Diego, CA 92128

    • 4 Beds
    • 2 Baths
    • 2,165 Sq.Ft.
  • 4138 Combe Way Sold

    $1,684,000

    4138 Combe Way, San Diego, CA 92122

    • 5 Beds
    • 3 Baths
    • 2,700 Sq.Ft.
  • 101 Coast Blvd Unit 3e Sold

    $1,670,000

    101 Coast Blvd Unit 3e, La Jolla, CA 92037

    • 2 Beds
    • 3 Baths
    • 1,606 Sq.Ft.
  • 6375 Via Cabrera Sold

    $1,610,000

    6375 Via Cabrera, La Jolla, CA 92037

    • 3 Beds
    • 2 Baths
    • 1,804 Sq.Ft.
  • 3585-87 29th Street Sold

    $1,499,000

    3585-87 29th Street, San Diego, CA 92104

    • 4 Beds
    • 3 Baths
    • 1,538 Sq.Ft.
  • 7961 Calle Madrid Sold

    $1,450,000

    7961 Calle Madrid, Carlsbad, CA 92009

    • 3 Beds
    • 3 Baths
    • 1,604 Sq.Ft.
  • 11459 Larmier Circle Sold

    $1,405,000

    11459 Larmier Circle, San Diego, CA 92131

    • 4 Beds
    • 3 Baths
    • 2,699 Sq.Ft.
  • 2711 Erie St Sold

    $1,331,250

    2711 Erie St, San Diego, CA 92117

    • 3 Beds
    • 3 Baths
    • 2,173 Sq.Ft.
  • 3368 Wisteria Sold

    $1,275,000

    3368 Wisteria, San Diego, CA 92106

    • 3 Beds
    • 2 Baths
    • 1,308 Sq.Ft.
  • 8851 Via Andar Sold

    $1,100,000

    8851 Via Andar, San Diego, CA 92122

    • 3 Beds
    • 3 Baths
    • 1,512 Sq.Ft.
  • 10463 Celestial Waters Drive Sold

    $1,017,000

    10463 Celestial Waters Drive, Spring Valley, CA 91977

    • 5 Beds
    • 4 Baths
    • 3,170 Sq.Ft.
  • 6306 Caminito Del Pastel Sold

    $950,000

    6306 Caminito Del Pastel, San Diego, CA 92111

    • 2 Beds
    • 3 Baths
    • 1,522 Sq.Ft.
  • 7233 Viar Ave Sold

    $925,000

    7233 Viar Ave, San Diego, CA 92120

    • 3 Beds
    • 2 Baths
    • 1,358 Sq.Ft.
  • 9730 Caminito Doha Sold

    $849,000

    9730 Caminito Doha, San Diego, CA 92131

    • 4 Beds
    • 3 Baths
    • 1,666 Sq.Ft.
  • 8854 Pebble Beach Court Sold

    $800,000

    8854 Pebble Beach Court, Santee, CA 92071

    • 3 Beds
    • 2 Baths
    • 1,274 Sq.Ft.
  • 12122 Royal Birkdale Row Unit 405 Sold

    $753,500

    12122 Royal Birkdale Row Unit 405, San Diego, CA 92128

    • 3 Beds
    • 3 Baths
    • 1,464 Sq.Ft.
  • 10 Via Montisi Sold

    $695,000

    10 Via Montisi, Santee, CA 92071

    • 3 Beds
    • 4 Baths
    • 1,671 Sq.Ft.
  • 4410 Utah St Unit 7 Sold

    $535,000

    4410 Utah St Unit 7, San Diego, CA 92116

    • 2 Beds
    • 1 Bath
    • 725 Sq.Ft.
  • 2266 Grand Ave Unit 20 Sold

    $477,500

    2266 Grand Ave Unit 20, San Diego, CA 92109

    • 1 Bed
    • 1 Bath
    • 748 Sq.Ft.
  • 1801 Diamond St Unit 217 Sold

    $435,000

    1801 Diamond St Unit 217, San Diego, CA 92109

    • 1 Bath
    • 480 Sq.Ft.
  • 1040 Coast Blvd S Unit 302 For Lease

    $5,500/mo

    1040 Coast Blvd S Unit 302, La Jolla, CA 92037

    • 2 Beds
    • 2 Baths
    • 1,060 Sq.Ft.
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