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Ryan Mathys

Ryan Mathys

Ryan Mathys

Broker Associate

Ryan is one half of the husband-and-wife team behind Ryan & Tracie, based in La Jolla. With a Master’s Degree in Finance and decades of hands-on real estate and investment experience, Ryan brings a unique perspective that goes far beyond the transaction itself.

His strength lies in helping clients see the big picture—how every purchase or sale impacts not only their lifestyle but also their overall financial portfolio, tax strategy, and long-term wealth goals. Whether it’s evaluating the numbers on an investment property, structuring a 1031 exchange, or weighing the financial advantages of selling versus holding, Ryan’s consultative approach ensures clients make decisions with clarity and confidence.

Having personally purchased, sold, and developed numerous properties himself, Ryan knows firsthand what it takes to maximize value in real estate. He thrives on helping clients align their real estate moves with smart financial planning, always keeping their best interests at the forefront.

While Ryan’s expertise lies in strategy and analysis, he and Tracie complement each other seamlessly—Tracie’s negotiation skills and depth of transaction knowledge pair perfectly with Ryan’s financial acumen. Together, they offer clients a well-rounded, highly informed, and deeply personalized real estate experience.

Outside of real estate, Ryan enjoys life in San Diego with Tracie and their two daughters. Whether it’s surfing at the beach, traveling, or simply enjoying time together as a family, he embraces the lifestyle that makes San Diego such an incredible place to call home.

Contact Details

Email address [email protected]
Primary phone (858) 405-4004
Address 7863 Girard Ave, Suite 208 La Jolla CA, 92037
License #01361941

Client Stories & Experiences

"A Truly Heartfelt Experience with Tracie. From the very first conversation, Tracie was more than a real estate agent—she was a guide, a listener, and a deeply caring human being. Her intuition, wisdom, and patience made what could have been a stressful home-buying process feel sacred and grounded. Tracie didn’t just help us find a house; she helped us find home. She approached our $1.1M dream property with the same diligence, grace, and devotion you’d expect on a multimillion-dollar listing. Every step reflected her professionalism, authenticity, and genuine heart for people. As an African American father, husband, and doctoral candidate in psychology working to build a new legacy of wellness and freedom for my family, I can say with absolute sincerity—Tracie helped lay one of the most meaningful stones on that path. She brought beauty, clarity, and compassion into every interaction. And beyond business, she built connection. People like Tracie remind you that heart-centered service still exists—and that some relationships go far beyond the closing table. Thank you, Tracie, for helping us open not just the doors to our home, but to a new chapter in our lives. You are a rare light in your field, and we are forever grateful."
"A Truly Heartfelt Experience with Tracie. From the very first conversation, Tracie was more than a real estate agent—she was a guide, a listener, and a deeply caring human being. Her intuition, wisdom, and patience made what could have been a stressful home-buying process feel sacred and grounded. Tracie didn’t just help us find a house; she helped us find home. She approached our $1.1M dream property with the same diligence, grace, and devotion you’d expect on a multimillion-dollar listing. Every step reflected her professionalism, authenticity, and genuine heart for people. As an African American father, husband, and doctoral candidate in psychology working to build a new legacy of wellness and freedom for my family, I can say with absolute sincerity—Tracie helped lay one of the most meaningful stones on that path. She brought beauty, clarity, and compassion into every interaction. And beyond business, she built connection. People like Tracie remind you that heart-centered service still exists—and that some relationships go far beyond the closing table. Thank you, Tracie, for helping us open not just the doors to our home, but to a new chapter in our lives. You are a rare light in your field, and we are forever grateful."
Shareef Salaam
"Tracie and Ryan are fantastic! I have sold several houses with them, and their service and attention to detail have saved me lots of trouble several times. On our most recent sale, the price we were shooting for was a stretch, but with their marketing and expertise, we were able to get offers over asking and close way sooner than expected. They are honest, very good at what they do, and good people! I highly recommend them for both buying and selling real estate."
"Tracie and Ryan are fantastic! I have sold several houses with them, and their service and attention to detail have saved me lots of trouble several times. On our most recent sale, the price we were shooting for was a stretch, but with their marketing and expertise, we were able to get offers over asking and close way sooner than expected. They are honest, very good at what they do, and good people! I highly recommend them for both buying and selling real estate."
Russell S.
"Tracie and Ryan are extremely knowledgeable. They helped us buy a house and sell two condos. They know all the right people to make sure buying and selling is made as easy as possible for their clients. They are professional, friendly and extremely helpful during each stage of both the buying and selling process."
"Tracie and Ryan are extremely knowledgeable. They helped us buy a house and sell two condos. They know all the right people to make sure buying and selling is made as easy as possible for their clients. They are professional, friendly and extremely helpful during each stage of both the buying and selling process."
Serge B.
"We can not say enough about our experience with Tracie. She went above and beyond before, during, and after we purchased our condo. So grateful to have her as our agent!"
"We can not say enough about our experience with Tracie. She went above and beyond before, during, and after we purchased our condo. So grateful to have her as our agent!"
Tamara S.
"We are delighted with our new La Jolla home. We connected in a somewhat random way by clicking on properties that were interesting. Soon, we were communicating regularly with Ryan as he selected properties that met our search criteria. Before too long, we targeted our search to La Jolla and arranged a site visit. As Michiganders, we needed some assistance to become better acquainted, and Ryan provided a custom golf cart tour that was fun and informative. We toured around a dozen unique offerings. Ultimately, we found a gem of a property in a prime location. It was above our original budget, but we stretched and decided on an all-included offer. Ryan’s wisdom about the market and seller interests helped to insure that we didn’t overpay. He and Tracie helped us navigate an amazingly hassle-free negotiation and closing process. We couldn’t be happier with the service, attitude and follow-through!"
"We are delighted with our new La Jolla home. We connected in a somewhat random way by clicking on properties that were interesting. Soon, we were communicating regularly with Ryan as he selected properties that met our search criteria. Before too long, we targeted our search to La Jolla and arranged a site visit. As Michiganders, we needed some assistance to become better acquainted, and Ryan provided a custom golf cart tour that was fun and informative. We toured around a dozen unique offerings. Ultimately, we found a gem of a property in a prime location. It was above our original budget, but we stretched and decided on an all-included offer. Ryan’s wisdom about the market and seller interests helped to insure that we didn’t overpay. He and Tracie helped us navigate an amazingly hassle-free negotiation and closing process. We couldn’t be happier with the service, attitude and follow-through!"
Glenn G.
"We purchased a home in the Allied Gardens area of San Diego, and we couldn't be happier with using Tracie & Ryan as our agents. I don't think it would've been possible without their exceptional knowledge, networking, and determination. Tracie was very dependable and communicative throughout the whole process, from seeing homes to connecting us with solid references and being well aware of what to do to obtain the house we were looking for. Thank you!"
"We purchased a home in the Allied Gardens area of San Diego, and we couldn't be happier with using Tracie & Ryan as our agents. I don't think it would've been possible without their exceptional knowledge, networking, and determination. Tracie was very dependable and communicative throughout the whole process, from seeing homes to connecting us with solid references and being well aware of what to do to obtain the house we were looking for. Thank you!"
Ryan F.
"Tracie and Ryan are a phenomenal team. They were referred to us by my mom’s agent, who retired, and I’m so glad she connected us. We worked with them on a 1031 exchange, and they made the whole complicated, crazy process as smooth as possible. We went in super nervous about how complicated the 1031 would be, but Tracie and Ryan walked us through everything and were so amazing at simplifying stuff for us and making sure we understood everything. We didn’t meet with Ryan too much after he initially talked us through some finances, but we got to know Tracie very well over the few months we worked with her, and she is just an amazing person and agent. She is such a seasoned pro that I always felt like we were in very capable hands and felt at ease with all the complexities of the real estate process. Also, she is such a fun person to chat with while touring places! I highly recommend Tracie and Ryan; you will feel at ease and cared for every step of the way. They also left us a lovely housewarming present, which was just so sweet and thoughtful."
"Tracie and Ryan are a phenomenal team. They were referred to us by my mom’s agent, who retired, and I’m so glad she connected us. We worked with them on a 1031 exchange, and they made the whole complicated, crazy process as smooth as possible. We went in super nervous about how complicated the 1031 would be, but Tracie and Ryan walked us through everything and were so amazing at simplifying stuff for us and making sure we understood everything. We didn’t meet with Ryan too much after he initially talked us through some finances, but we got to know Tracie very well over the few months we worked with her, and she is just an amazing person and agent. She is such a seasoned pro that I always felt like we were in very capable hands and felt at ease with all the complexities of the real estate process. Also, she is such a fun person to chat with while touring places! I highly recommend Tracie and Ryan; you will feel at ease and cared for every step of the way. They also left us a lovely housewarming present, which was just so sweet and thoughtful."
Julie D.
"Ryan and Tracie are not just amazing real estate agents but also amazing people. Their personal approach to the house buying process made us feel comfortable and secure in the roller coaster ride that our journey was. They were always open and honest, and we never felt dumb for asking basic questions about real estate. We were about to lose our dream house when they reached out through a connection to be able to get our offer on the table with the seller. Without them, we would not be sitting in our home right now writing this review. Thank you again, Ryan and Tracie!"
"Ryan and Tracie are not just amazing real estate agents but also amazing people. Their personal approach to the house buying process made us feel comfortable and secure in the roller coaster ride that our journey was. They were always open and honest, and we never felt dumb for asking basic questions about real estate. We were about to lose our dream house when they reached out through a connection to be able to get our offer on the table with the seller. Without them, we would not be sitting in our home right now writing this review. Thank you again, Ryan and Tracie!"
Maggie P.
"Ryan and Tracie are a terrific team. They know San Diego’s unique neighborhoods, understand market conditions, and have great relationships with all the vendors and professionals that make for a smooth transaction. They are deal makers and problem solvers, and a pleasure to work with."
"Ryan and Tracie are a terrific team. They know San Diego’s unique neighborhoods, understand market conditions, and have great relationships with all the vendors and professionals that make for a smooth transaction. They are deal makers and problem solvers, and a pleasure to work with."
Candice C.
"Ryan and Tracie were wonderful to work with. We gave them an idea of the type of property we were looking for, and they sent us a list of properties for us to choose from. They picked us up from our hotel and arranged for a viewing of the properties. Gave us great guidance in the buying process. Would highly recommend them."
"Ryan and Tracie were wonderful to work with. We gave them an idea of the type of property we were looking for, and they sent us a list of properties for us to choose from. They picked us up from our hotel and arranged for a viewing of the properties. Gave us great guidance in the buying process. Would highly recommend them."
Jeffrey S.
"Ryan and Tracie have been amazing to work with. They recently helped us find and buy a home that we're absolutely thrilled to own. They have been unbelievably patient with us - we started our relationship with them almost 10 years ago, and have been looking, on and off at various times, for the right property since then. They have always been available and responsive, and have never made us feel pressured in any way. They truly got to understand our tastes and preferences and, when the time was right for us to purchase at last, they helped to guide and advise us with absolute professionalism and care. In the end, the searching, purchase, and closing were made simple and painless for us, and we were able to genuinely enjoy the entire process. We couldn't recommend them more highly!"
"Ryan and Tracie have been amazing to work with. They recently helped us find and buy a home that we're absolutely thrilled to own. They have been unbelievably patient with us - we started our relationship with them almost 10 years ago, and have been looking, on and off at various times, for the right property since then. They have always been available and responsive, and have never made us feel pressured in any way. They truly got to understand our tastes and preferences and, when the time was right for us to purchase at last, they helped to guide and advise us with absolute professionalism and care. In the end, the searching, purchase, and closing were made simple and painless for us, and we were able to genuinely enjoy the entire process. We couldn't recommend them more highly!"
David L.
"Tracie knew what we were looking for in a new home. She was able to get us an appointment to see the homes before they had their open houses. She had a good insight of the local real-estate market. This enabled us to find just what we wanted. She has a strong work ethic and good attention to detail which made it easier for us during negotiations, inspections and closing escrow. We highly recommend her and her team to assist you."
"Tracie knew what we were looking for in a new home. She was able to get us an appointment to see the homes before they had their open houses. She had a good insight of the local real-estate market. This enabled us to find just what we wanted. She has a strong work ethic and good attention to detail which made it easier for us during negotiations, inspections and closing escrow. We highly recommend her and her team to assist you."
Douglas D.
"Ryan and Tracie are an amazing duo. So knowledgeable, considerate and appropriately aggressive on the behalf of clients. Can’t recommend highly enough."
"Ryan and Tracie are an amazing duo. So knowledgeable, considerate and appropriately aggressive on the behalf of clients. Can’t recommend highly enough."
Christian M.
"Both Ryan and Tracie were wonderful to work with. During the home buying process, Tracie went above and beyond to help secure the purchase of a dream home. Great insight on neighborhoods, friendly, and very responsive. Highly recommend!"
"Both Ryan and Tracie were wonderful to work with. During the home buying process, Tracie went above and beyond to help secure the purchase of a dream home. Great insight on neighborhoods, friendly, and very responsive. Highly recommend!"
Caley P.
"Dynamic duo. Navigating San Diego real estate is so tricky and Tracie and Ryan were the perfect guides, friends and advocates. I really appreciated how the two bring complementary skillsets to the situation. We love our new home in San Diego but if the time comes to sell or upgrade, we know who we will be calling."
"Dynamic duo. Navigating San Diego real estate is so tricky and Tracie and Ryan were the perfect guides, friends and advocates. I really appreciated how the two bring complementary skillsets to the situation. We love our new home in San Diego but if the time comes to sell or upgrade, we know who we will be calling."
Kate M.

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